PORF Details and Frequently Asked Questions

In January 1990, as a part of negotiations for a new Salary MOU for units 611 & 612, ALADS and PPOA established the Peace Officers’ Relief Fund (PORF). The purpose of PORF is to provide you the peace of mind that comes with knowing that income will continue in the event of an injury or illness, on or off-duty. PORF is a benefit that you receive at no cost to you. PORF is entirely funded by the County as a result of salary negotiations with your Bargaining Team.

Specifically, PORF provides these two important benefits:

1. Long-Term Disability (LTD):

This benefit pays up to 60% of your pre-disability base salary. The monthly benefit amount may be reduced by any other income you receive for the disabling condition.

Benefits begin after 90 consecutive days of disability and are payable for the duration of your approved disability up to Social Security retirement age. Benefits are payable for both on- and off-the-job disabilities.

2. Group Term Life Insurance (GTL):

This benefit pays a $125,000 death benefit.

• Maximum monthly benefit = up to 60% of gross monthly salary (at time of disability) to a maximum of $7,000.
• Minimum monthly benefit = $100.
• Covers injury/illness on or off-duty.
• Waiting Period = 90 consecutive days of Total Disability.

• Offsets:
  • Workers Comp (a.k.a. 4850 time or IOD)
  • Sick Pay
  • Retirement income
  • Vacation time
  • Overtime
  • Holidays
  • Injury/Sickness: 24 months following date active work ceased.
  • Temp Layoff/Approved Leave of Absence: 12 months following date active work ceased.
  • Labor Dispute: For the absence up to the earliest of the following – (a) the expiration of 6 months from the date you ceased active employment because of a labor dispute with your employer (b) the date you accept active employment with another employer (c) the date coinciding with the end of the last period for which required premiums are not paid (d) the date the Labor Dispute has ended.

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