How to apply & enroll

Agents and brokers
Trained professionals certified to sell health plans in the state they’re licensed. Generally paid by insurance companies when people they help enroll in a plan they sell.

When you submit your Marketplace application, we’ll also check if you might qualify for free or low-cost coverage through

Insurance program that provides free or low-cost health coverage to some low-income people, families and children, pregnant women, the elderly, and people with disabilities. Many states have expanded their Medicaid programs to cover all people below certain income levels.

Refer to glossary for more details.

Children’s Health Insurance Program (CHIP)

Insurance program that provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid but not enough to buy private insurance. In some states, CHIP covers pregnant women.

Refer to glossary for more details.

. If it looks like anyone in your household qualifies, we’ll send your information to your state agency. They’ll contact you about enrollment.

By phone

Contact the Marketplace Call Center. Get free, non-biased personal help. Call to ask a question, start or finish an application, compare plans, or enroll. Available every day, except certain holidays, and in other languages.

In-person help in your community

Find local help. Search by your city and state or ZIP code to get a list of local people and organizations who can help you apply, pick a plan, and enroll. Some offer help in languages other than English, other specialized services, or in-person help.

Health insurance agents & brokers

Agents and brokers can help you enroll through the Marketplace or handle the whole process. They may be paid a commission by health insurance plans when they help enroll you in a plan. Search for someone near you or have them contact you.

Help prevent fraud

Protect your personal information

Never share your information to anyone offering cash, gifts, or other perks. Information you share could be used without your consent.

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